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General Trade Loan

Eligibility:

Any business man who posses a valid business licience can obtain the loan for the following actibities:

Grocery shop/ restaurant and Bar/ Saloon/ Bakery/Hotel and Lodge / Handicraft/ tailoring/Dry clean business/ Travel Agent. Etc.

Maximum Loan Eligible: 60% of the Total Project Cost.

Total Project Cost means a deatiol report for the utlisation of the Loan availed.

Documents Checklist:

  1. Citizenship Identity (CID) copy of both the applicant.
  2.  One recent Pass Port size photograph of the applicant.
  3. Copy of business licience and Tax Clearance Certificate.
  4. Total Project Cost
  5. Income statement of the Business for the past one year.
  6. Ownership certificates of collateral security offered to bank.
  7. Copy of valid Insurance Policy for building offered as collateral.
  8. Family tree(  Census Record).

 

*** For CONSTRUCTION of HOTEL, and RESORT:

  • A detailed project report (  Detailed Project Report with brief description of the product(s), location of the project, market study, raw materials, probable buyers and economic benefit to the country etc supported by financial projections.
  • Estimate of the building construction/renovation duly verified by Bank’s engineer.
  • Approved drawing plan of the building and a copy of approval letter for construction from revelant agencies.
  • NOC copy.

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