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Housing Loan

Eligibility – All Bhutanese Nationals for construction of House/ purchase of apartments/ flats and renovation of the Same .

Housing loan can be Commercial Housing loan or Home Loan.

For new Construction and Purchase – 60% of the building estimate done by BDBl’s engineer and 50% for renovation.

Tenure: Maximum 20 years.

Documents Checklist:

  1. Citizenship Identity (CID) copy of both the applicant.
  2. One recent Pass Port size photograph of the applicant.
  3. Ownership certificates of the plot in original where the building is being constructed.
  4. For Chirup, NOC from immediate family members (18 years and above) to avail loan and construct building in his/her name (in case of family owned land).
  5. Sale Deed agreement in case of purchase of already constructed building/flat.
  6. Estimate of the building construction/renovation duly verified by Bank’s engineer.
  7. Latest Pay Slip of the applicant if repayment is tied up with borrower’s salary income.
  8. Approved drawing plan of the building and a copy of approval letter for construction.

Download Housing Loan Application